Kirk Shaw

Kirk Shaw

(480) 390-1394

Assumable homes for sale in Arizona

200 homesFHA & VA loansrates from 2.25% vs 7.40% today

Arizona assumption guide
8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$89,296 down
Rate
2.50%
7.40%today
Payment
$1,442/mo
$2,527today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

1750 RENEGADE Trail, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 2.88%
FHA
Active
43
$305,000$87,487 down
Rate
2.88%
7.40%today
Payment
$1,039/mo
$1,734today
  • 3beds
  • 2baths
  • 1,631sqft

1750 RENEGADE Trail, San Tan Valley

4340 AMBER RIDGE Way, Phoenix, AZ, 85048 — assumable VA mortgage at 2.99%
VA
Active
29
$400,000$89,691 down
Rate
2.99%
7.40%today
Payment
$1,444/mo
$2,375today
  • 3beds
  • 2baths
  • 1,352sqft

4340 AMBER RIDGE Way, Phoenix

6330 SANDRA Terrace, Glendale, AZ, 85306 — assumable FHA mortgage at 3.00%
FHA
Active
22
$379,900$100,675 down
Rate
3.00%
7.40%today
Payment
$1,345/mo
$2,209today
  • 3beds
  • 2baths
  • 1,394sqft

6330 SANDRA Terrace, Glendale

40641 BARRED Place, San Tan Valley, AZ, 85140 — assumable VA mortgage at 3.10%
VA
Active
21
$674,999$157,267 down
Rate
3.10%
7.40%today
Payment
$2,477/mo
$4,016today
  • 4beds
  • 4baths
  • 2,924sqft

40641 BARRED Place, San Tan Valley

22768 VIA DEL SOL --, Queen Creek, AZ, 85142 — assumable VA mortgage at 3.125%
VA
Active
33
$549,000$117,118 down
Rate
3.125%
7.40%today
Payment
$2,095/mo
$3,386today
  • 3beds
  • 2baths
  • 1,868sqft

22768 VIA DEL SOL --, Queen Creek

18377 VILLA HERMOSA Lane, Surprise, AZ, 85387 — assumable FHA mortgage at 3.99%
FHA
Active
32
$500,000$32,773 down
Rate
3.99%
7.40%today
Payment
$2,278/mo
$3,308today
  • 5beds
  • 3baths
  • 2,681sqft

18377 VILLA HERMOSA Lane, Surprise

18230 LOUISE Drive, Surprise, AZ, 85387 — assumable VA mortgage at 2.25%
VA
Active
37
$539,900$165,712 down
Rate
2.25%
7.40%today
Payment
$1,628/mo
$2,949today
  • 3beds
  • 2baths
  • 2,048sqft

18230 LOUISE Drive, Surprise

10809 BOSTON Street, Apache Junction, AZ, 85120 — assumable FHA mortgage at 3.50%
FHA
Active
50
$420,000$109,046 down
Rate
3.50%
7.40%today
Payment
$1,553/mo
$2,395today
  • 3beds
  • 3baths
  • 1,859sqft

10809 BOSTON Street, Apache Junction

5949 PINNACLE HILL Drive, Glendale, AZ, 85310 — assumable VA mortgage at 2.25%
VA
Active
56
$1,175,000$714,645 down
Rate
2.25%
7.40%today
Payment
$1,795/mo
$3,251today
  • 4beds
  • 4baths
  • 3,528sqft

5949 PINNACLE HILL Drive, Glendale

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,949 down
Rate
2.25%
7.40%today
Payment
$1,237/mo
$2,241today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$590,000$303,110 down
Rate
2.25%
7.40%today
Payment
$1,251/mo
$2,266today
  • 4beds
  • 3baths
  • 3,056sqft

5819 WETHERSFIELD Drive, Glendale

2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 down
Rate
2.375%
7.40%today
Payment
$699/mo
$1,246today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

9229 ELWOOD Street, Tolleson, AZ, 85353 — assumable VA mortgage at 2.625%
VA
Active
16
$400,000$268,982 down
Rate
2.625%
7.40%today
Payment
$596/mo
$1,027today
  • 4beds
  • 2baths
  • 1,765sqft

9229 ELWOOD Street, Tolleson

15544 181ST Lane, Goodyear, AZ, 85338 — assumable VA mortgage at 4.625%
VA
Active
84
$545,000$49,674 down
Rate
4.625%
7.40%today
Payment
$2,718/mo
$3,661today
  • 3beds
  • 3baths
  • 2,331sqft

15544 181ST Lane, Goodyear

18261 Poston Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 4.875%
FHA
Active
28
$409,500$28,374 down
Rate
4.875%
7.40%today
Payment
$2,096/mo
$2,742today
  • 4beds
  • 2baths
  • 1,789sqft

18261 Poston Drive, Surprise

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$91,574 down
Rate
4.875%
7.40%today
Payment
$2,341/mo
$3,063today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
7.40%today
Payment
$3,590/mo
$5,367today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

1061 PONCHO Lane, San Tan Valley, AZ, 85143 — assumable FHA mortgage at 5.784%
FHA
Active
31
$429,800$21,441 down
Rate
5.784%
7.40%today
Payment
$2,530/mo
$2,991today
  • 4beds
  • 3baths
  • 2,337sqft

1061 PONCHO Lane, San Tan Valley

5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$575,000$43,251 down
Rate
5.625%
7.40%today
Payment
$3,220/mo
$3,873today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

6817 DESERT Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 5.625%
FHA
Active
21
$389,000$25,547 down
Rate
5.625%
7.40%today
Payment
$2,148/mo
$2,583today
  • 4beds
  • 2baths
  • 1,666sqft

6817 DESERT Lane, Laveen

17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.40%today
Payment
$3,056/mo
$3,499today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

3454 CHAPARRAL Road, Apache Junction, AZ, 85119 — assumable FHA mortgage at 6.50%
FHA
Active
21
$325,000Potential short sale
Rate
6.50%
7.40%today
Payment
$2,110/mo
$2,311today
  • 2beds
  • 2baths
  • 1,032sqft

3454 CHAPARRAL Road, Apache Junction

14113 HACKAMORE Drive, Surprise, AZ, 85387 — assumable FHA mortgage at 6.99%
FHA
Active
36
$399,900Potential short sale
Rate
6.99%
7.40%today
Payment
$2,739/mo
$2,853today
  • 3beds
  • 3baths
  • 1,961sqft

14113 HACKAMORE Drive, Surprise

14178 CALLE LEJOS --, Surprise, AZ, 85387 — assumable VA mortgage at 5.75%
VA
Active
48
$555,000$51,961 down
Rate
5.75%
7.40%today
Payment
$3,045/mo
$3,613today
  • 4beds
  • 3baths
  • 2,229sqft

14178 CALLE LEJOS --, Surprise

2458 ALONSO Drive, Casa Grande, AZ, 85194 — assumable FHA mortgage at 5.875%
FHA
Active
26
$300,000$25,242 down
Rate
5.875%
7.40%today
Payment
$1,674/mo
$1,960today
  • 3beds
  • 2baths
  • 1,224sqft

2458 ALONSO Drive, Casa Grande

35391 Santa Monica Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 6.58%
FHA
Active
30
$350,000$29,598 down
Rate
6.58%
7.40%today
Payment
$2,134/mo
$2,318today
  • 5beds
  • 3baths
  • 2,032sqft

35391 Santa Monica Avenue, Maricopa

19090 SILVER DOG Way, Maricopa, AZ, 85138 — assumable FHA mortgage at 6.875%
FHA
Active
33
$305,000$6,603 down
Rate
6.875%
7.40%today
Payment
$2,000/mo
$2,107today
  • 3beds
  • 2baths
  • 1,433sqft

19090 SILVER DOG Way, Maricopa

1702 223RD Lane, Buckeye, AZ, 85326 — assumable FHA mortgage at 6.42%
FHA
Active
32
$425,000$65,112 down
Rate
6.42%
7.40%today
Payment
$2,346/mo
$2,592today
  • 4beds
  • 3baths
  • 2,048sqft

1702 223RD Lane, Buckeye

2355 LA COSTA Place, Chandler, AZ, 85249 — assumable VA mortgage at 5.625%
VA
Active
75
$699,899$187,340 down
Rate
5.625%
7.40%today
Payment
$3,033/mo
$3,648today
  • 6beds
  • 4baths
  • 3,367sqft

2355 LA COSTA Place, Chandler

18549 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 5.625%
VA
Active
38
$639,000$227,456 down
Rate
5.625%
7.40%today
Payment
$2,460/mo
$2,958today
  • 3beds
  • 3baths
  • 2,392sqft

18549 SELDON Lane, Waddell

194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,908 down
Rate
2.375%
7.40%today
Payment
$1,155/mo
$2,058today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 down
Rate
5.81%
7.40%today
Payment
$4,850/mo
$5,717today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

36540 LEONESSA Avenue, Maricopa, AZ, 85138 — assumable FHA mortgage at 2.50%
FHATop pick
Active
34
$409,000$26,011 down
Rate
2.50%
7.40%today
Payment
$1,583/mo
$2,774today
  • 4beds
  • 3baths
  • 2,257sqft

36540 LEONESSA Avenue, Maricopa

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$10,459 down
Rate
2.84%
7.40%today
Payment
$1,338/mo
$2,243today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

149 BAJA Road, Paulden, AZ, 86334 — assumable FHA mortgage at 2.87%
FHATop pick
Active
$127,360Potential short sale
Rate
2.87%
7.40%today
Payment
$635/mo
$1,060today
  • 4beds
  • 2baths
  • 1,447sqft

149 BAJA Road, Paulden

Assuming a mortgage in Arizona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 33 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$596 /mo
Median cash to assume
$58,939
Kirk Shaw

Kirk Shaw

Realtor License: SA674401000

DeLex Realty

kirk@housesinscottsdale.com+14803901394DeLex Realty logo
Equal Housing Opportunity

DeLex Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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